Lay Buy FAQs

7 questions answered. All FAQ topics

Lay Buy

Does Gold Factory offer Lay Buy?

Yes. Our Lay Buy Service lets you pay for a piece in 3 equal payments within 3 months, at 0% interest. The price, delivery included, is split into the 3 payments. To use it, choose the Lay Buy Service row in your basket.

How much do I pay at checkout with Lay Buy?

The first of your 3 equal payments: one third of the price, delivery included. It is taken by card at checkout.

Is interest charged on Lay Buy?

No. The Lay Buy Service is 0% interest. Your 3 equal payments together make up the price, delivery included.

What if I miss a payment or want to cancel a Lay Buy?

Please contact us on 01753 536800 and we will talk it through with you.

When are the other Lay Buy payments due?

The second payment is due one month after your order and the third two months after it. We email you a link to pay each one a few days before it is due.

When is my Lay Buy piece posted?

Your piece is held for you and posted once the last payment has cleared.

Which items can I buy with Lay Buy?

You can use Lay Buy for our jewellery, except Bullion, Labour Free, Auction and Clearance items.