Gold Loans
28-Day Buy Back
Unlock the value in your jewellery with a secure, short-term gold loan.
- 28-Day Buy Back
- Keep ownership of your jewellery
- Competitive rates
- Transparent process
- Login to manage your account
Sell Your Gold
Gold Buying Centre
Sell your gold, silver, platinum and diamonds.
How It Works
A simple, secure process
Bring or Post Your Gold
Visit our store or send your items to us securely by post.
Testing & Valuation
We test your items using professional equipment.
ID & Offer Approval
We verify your ID and make a clear loan offer.
Loan Set Up / Buy Back Collection
Receive your funds, and buy back your items within 28 days.
Sending by post
Sending your gold by post
Cannot visit our Slough shop? You can post your items for a Gold Loan. Apply online first, then follow these steps.
- 1. Contact us before you post. Call 01753 536800 or use the online form for your service, and we give you a reference and confirm the postal service and insurance to use.
- 2. Take photos of all items before sending: every piece, front and back, with any hallmarks. Keep the photos until the service is finished.
- 3. Print our postal form, fill in one line per item, sign it and put it in the parcel. Keep a copy for yourself.
- 4. Pack each piece securely in a small, sturdy box, and never write gold or jewellery on the outside of the parcel.
- 5. All parcels are opened under video recording. We check what arrives against your form and contact you before anything else happens.
What We Loan Against
Quality items accepted for Gold Loans

Bars and Coins

Broken Jewellery

Diamond Jewellery

Gold Jewellery

Scrap Jewellery
Why Choose Gold Factory?
Clear Explanations
We take time to explain your options.
Expert Assessment
Experienced professionals you can trust.
Fast Bank Transfer
Get paid quickly and securely after approval.
Professional Testing
Using industry leading equipment.
Secure Handling
Your items are kept safe and fully insured.
Frequently Asked Questions
How quickly will I be paid?
The payout timing is confirmed with you as part of the Gold Loan (Buy Back) transaction, once we have assessed your items and checked your identification. The Sell Your Gold rule of payment within 24 hours of receipt does not automatically apply to Gold Loans.
Can I get my items back within 28 days?
Yes. Gold Loan (Buy Back) lets you buy your items back within the 28-day term. The start date, the date to buy back by and the total needed to buy your items back are confirmed with you before you proceed. Any extension is subject to Gold Factory confirmation and is not guaranteed.
What items do you accept?
We accept gold jewellery, diamond jewellery, gold bars and coins, scrap jewellery and broken jewellery, subject to testing and assessment.
Work Out Your Gold Loan
A Gold Loan gives you 75% of the Gold Factory buying value of your gold, for 28 days. Enter your items below to see the buying value and the amount available against it.
The exact Buy Back amount and the final agreement wording are confirmed with you before anything is signed. We do not publish a total to repay until those terms are settled.
Gold calculator
Add each piece separately. If you do not know the carat or the weight, that is no problem: post your items to us or pop into the shop and we will assess them.
| Item | Weight | Per gram | Value |
|---|
Total Gold Factory buying price: —
1. Sell your gold
Take the full buying price. Payment is made within 24 hours of us receiving the jewellery. Jewellery received on a Saturday is paid on Monday.
Continue, sell gold2. Gold Loan (Buy Back)
Receive —, which is % of the buying value, for days. Charge rate %.
Continue, Gold LoanOnline calculator values are estimates. The final value can only be confirmed after Gold Factory has physically received and assessed the items.
Changed Your Mind?
You can sell your gold to us outright instead, at any point before the loan completes. We show the current buying value so you can compare the two.