Gold Factory · Zakat
Calculate & Pay Your Zakat
A simple way to estimate Zakat on cash, savings, gold, silver, investments and business assets. No sign-up and no personal account required.
Zakat-focused · Private · Clear calculations · Gold Factory, Slough
الزكاة
Zakat is an act of worship and a personal obligation for those who meet its conditions.
Zakat Calculator
Estimate Zakat on qualifying wealth using current precious-metal market values.
This calculator is intended for Muslims assessing Zakat al-Mal. It provides an estimate based on the information and religious method selected by you.
Important: Zakat rules can differ between recognised Islamic schools of jurisprudence, particularly for the Nisab basis and personal-use gold or silver jewellery. Gold Factory does not choose a religious school for you. Select the method you follow, and seek guidance from a qualified scholar or imam if you are unsure.
1. Your Zakat method
Hanafi guidance includes personal-use gold/silver jewellery; Shafi’i, Maliki and Hanbali guidance can exempt permissible personal-use jewellery. If you are unsure, seek guidance from a qualified scholar or imam.
2. Gold
3. Silver
Fineness is out of 1000 (sterling silver = 925). Only the silver content is valued. Diamonds, gemstones and platinum held as personal jewellery are not automatically included; items held for trade or resale belong with business/trade assets below.
4. Other zakatable assets
5. Qualifying liabilities
Do not automatically deduct the full outstanding balance of a long-term mortgage or loan. The deductible amount can depend on the religious guidance you follow and your circumstances.
Your result
| Gold & silver value | |
| Other zakatable assets | |
| Gross zakatable assets | |
| Less qualifying liabilities | |
| Net zakatable wealth | |
| Selected Nisab threshold | |
| Nisab status | |
| Estimated Zakat due |
Metal values use current market prices, updated 13 Oct 2026, 02:35. This calculator is intended for Muslims assessing Zakat al-Mal. It provides an estimate, not a fatwa, and does not replace individual religious advice. Recognised schools of jurisprudence differ on some issues; for complex property, pensions, investments, debts or uncertain jewellery treatment, seek qualified religious guidance.
For a formal assessment, visit us in store. Zakat jewellery valuations are free, with a £5 charge where a certificate is required.
How Your Zakat Is Worked Out
Nisab
Silver Nisab uses the current market value of 612.36g of silver. Gold Nisab uses the current market value of 87.48g of gold.
Hawl
The calculator asks whether the lunar-year (Hawl) condition has been met. If you are unsure, it advises you to seek qualified religious guidance.
2.5%
Where your net zakatable wealth is above the Nisab and the Hawl is confirmed, the calculator applies 2.5% to show the estimated Zakat due.
Personal jewellery
Choose Include or Exclude for personal-use gold and silver jewellery, following the religious guidance you follow.
About This Calculator
Zakat is an Islamic obligation for eligible Muslims. This tool is designed to help with calculation, not to issue a fatwa or replace individual religious advice. Different circumstances can change what is zakatable and which deductions are permitted.
Gold Factory · 294 Farnham Road, Slough, SL1 4XL · 01753 536800