Click & Reserve

34 questions answered. All FAQ topics

Click & Reserve

Can a reserved item be resized before I pay the balance?

Gold Factory may require the purchase to be completed before resizing, engraving, personalisation or other customer-specific work starts.

Can I extend the 3-day reservation?

Contact Gold Factory before it expires. An extension may be agreed for ordinary jewellery but is not guaranteed.

Can I fully pay online and then collect from store?

No. A fully paid online card order must be delivered. Collection from shop is only available with Click & Reserve.

Can I reserve by telephone instead of the website?

No. The Click & Reserve service is available through the website only.

Can my wife, husband, brother, friend or employee collect for me?

No. Click & Reserve is cardholder-only collection, even if another person says they have permission.

Can somebody else collect my Click & Reserve order?

No. Only the cardholder who made the original reservation payment can collect the jewellery or bullion.

Does 3 days mean 72 hours?

No. The policy is 3 showroom days, not an exact 72-hour calculation: Sundays and bank holidays are not counted, and your confirmation email gives the exact date to collect by.

Does the 10% bullion reservation lock the gold price?

No, unless Gold Factory expressly confirms otherwise. It reserves the physical bullion item, not necessarily the final market-linked price.

Do I need ID for Click & Reserve?

For purchases above £300, the cardholder must present valid photographic identification. Gold Factory may also request ID below £300 where reasonably necessary for security.

Do I need to bring the same card?

Yes. The cardholder must bring the same card used for the 10% reservation, and the remaining balance must be paid using that same card.

How long do you hold bullion?

Bullion is held for a maximum of 1 day.

How long do you hold normal jewellery?

A maximum of 3 days, not counting Sundays and bank holidays when our showroom is closed (a reservation made on a Saturday is held until Wednesday), unless Gold Factory expressly agrees an extension.

How much do I pay in store?

The remaining balance is paid in store. For a normal £1,000 jewellery item, the reservation would be £100 and the balance £900.

How much do I pay to Click & Reserve?

10% of the item value.

Is the 10% Click & Reserve payment refundable?

Yes. If the customer changes their mind before completing the purchase, the 10% reservation payment is fully refundable.

What happens if I do not collect bullion within one day?

The reservation may expire, the bullion may return to stock, and any later purchase is subject to the applicable price and a new reservation if required.

What happens if I do not collect within 3 days?

The reservation may expire, the jewellery may return to sale and the 10% reservation payment will be refunded in accordance with the Click & Reserve policy.

What happens if the bullion price falls after I reserve?

Under the current Click & Reserve bullion policy, Gold Factory retains the reserved price because the bullion was removed from sale during the reservation period.

What happens if the bullion price rises before I collect?

The final selling price may increase to reflect the applicable Gold Factory bullion price when the purchase is completed. The customer will be told the revised price before paying the balance.

What ID can I bring?

A valid passport or photographic driving licence is normally suitable, subject to verification.

What if I do not accept the higher bullion price?

The customer may cancel the reservation and receive a full refund of the 10% reservation payment.

What is Click & Reserve?

Click & Reserve lets a customer reserve qualifying jewellery online by paying 10% of the item value, then complete the purchase in person at Gold Factory using the same card.

Why can't I collect a fully paid online card order?

This is part of Gold Factory's fraud-prevention and payment-security process. Click & Reserve is the card route to collection because the cardholder attends personally and pays the balance on the same card. Bank Transfer orders are delivered to your billing address with the delivery charge.

Why is bullion only held for one day?

Bullion values can move quickly with the gold market, so Gold Factory uses a shorter reservation period.

Common Click & Reserve Questions

Can I pay 100% online and pick it up today?

No. Fully paid online card orders are delivery only. To collect from our showroom, use Click & Reserve.

Can I use a different card for the remaining 90%?

No. The same card used for the 10% reservation must be used for the balance.

Can my brother collect if he has my card?

No. The cardholder must attend personally.

Can my husband pick my order up?

No. Click & Reserve is cardholder-only collection.

Can my wife collect my Click & Reserve?

No. Only the cardholder who made the reservation can collect.

Can you guarantee the bullion price for tomorrow?

No, unless Gold Factory expressly confirms a fixed price. The normal Click & Reserve bullion policy does not lock the final market-linked price.

Can you hold a gold bar for a week?

No. Bullion Click & Reserve is a maximum of one day.

Can you hold this ring until the weekend?

Click & Reserve holds normal jewellery for a maximum of 3 days, not counting Sundays and bank holidays. An extension is not guaranteed, so contact the team if more time is needed.

Gold fell after I reserved a bar. Do I get the lower price?

No. Under the current Click & Reserve bullion policy, Gold Factory retains the reserved price because the bar was removed from sale during the reservation period.

Gold went up after I reserved a bar. Do I have to buy it?

No. Gold Factory may quote the higher final price, but the customer can cancel and receive the 10% reservation back in full.