Gold Loans

28-Day Buy Back

Unlock the value in your jewellery with a secure, short-term gold loan.

Gold Factory gift box with gold chains

How It Works

A simple, secure process

Bring or Post Your Gold

Visit our store or send your items to us securely by post.

Testing & Valuation

We test your items using professional equipment.

ID & Offer Approval

We verify your ID and make a clear loan offer.

Loan Set Up / Buy Back Collection

Receive your funds, and buy back your items within 28 days.

Sending by post

Sending your gold by post

Cannot visit our Slough shop? You can post your items for a Gold Loan. Apply online first, then follow these steps.

What We Loan Against

Quality items accepted for Gold Loans

Gold bars and coins

Bars and Coins

Broken jewellery

Broken Jewellery

Diamond jewellery

Diamond Jewellery

Gold jewellery

Gold Jewellery

Scrap jewellery

Scrap Jewellery

Why Choose Gold Factory?

Clear Explanations

We take time to explain your options.

Expert Assessment

Experienced professionals you can trust.

Fast Bank Transfer

Get paid quickly and securely after approval.

Professional Testing

Using industry leading equipment.

Secure Handling

Your items are kept safe and fully insured.

Frequently Asked Questions

The payout timing is confirmed with you as part of the Gold Loan (Buy Back) transaction, once we have assessed your items and checked your identification. The Sell Your Gold rule of payment within 24 hours of receipt does not automatically apply to Gold Loans.

Yes. Gold Loan (Buy Back) lets you buy your items back within the 28-day term. The start date, the date to buy back by and the total needed to buy your items back are confirmed with you before you proceed. Any extension is subject to Gold Factory confirmation and is not guaranteed.

We accept gold jewellery, diamond jewellery, gold bars and coins, scrap jewellery and broken jewellery, subject to testing and assessment.

Work Out Your Gold Loan

A Gold Loan gives you 75% of the Gold Factory buying value of your gold, for 28 days. Enter your items below to see the buying value and the amount available against it.

The exact Buy Back amount and the final agreement wording are confirmed with you before anything is signed. We do not publish a total to repay until those terms are settled.

Gold calculator

Add each piece separately. If you do not know the carat or the weight, that is no problem: post your items to us or pop into the shop and we will assess them.

Changed Your Mind?

You can sell your gold to us outright instead, at any point before the loan completes. We show the current buying value so you can compare the two.